4 privacy checks before account opening
Our policy is written for India account holders who want to know what happens to data before sharing a phone number, email address, ID proof, or payment reference. We collect only what is needed to create and secure your account, process wallet activity, run fraud checks,
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meet legal record duties, and answer privacy requests. UPI, Paytm, PhonePe and Google Pay references may be stored with time stamps, transaction IDs and account links so deposits and withdrawals can be traced if you ask us to check them. Access and eligibility depend on local
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law and are available where local law permits. If a rule in your state or a lawful request requires a different retention period, we apply the narrower handling path where we can.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.